I used to have a very serious debt problem, and it all started because of the youthful, and rather foolish attitude I had “back when I knew it all”.
Back in my college days I took out a couple of student loans and opened about half a dozen credit card accounts that I used to help fund my college lifestyle (big, big mistake, but that’s a topic for a different blog post!).
Anyway, by the time I graduated and landed my first “real job”, I was over $40,000 in debt. And it would have been worse if I hadn’t worked a couple of part-time jobs along the way.
Long story short, I woke up one morning and realized that I had a huge stack of bills to pay every month. [Continue Reading]